Securian Financial Increases Individual Life Retention to $10 Million, Strengthening Support for High-Net-Worth Life Insurance Market
Securian Financial announced today that it has increased its corporate retention on individual life insurance cases
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Securian Financial announced today that it has increased its corporate retention on individual life insurance cases from $5 million to $10 million, enhancing the company’s ability to serve affluent clients and compete for larger, more complex life insurance opportunities.
The increased retention gives Securian greater flexibility to support large individual life insurance cases by retaining more of the risk internally while continuing to apply its disciplined underwriting and risk management standards. The change expands the company’s capacity to support higher face amounts and complex case designs, making Securian an even stronger partner for financial professionals serving the high-net-worth market.
“This is an important investment in our large-case capabilities and another example of how we’re evolving to meet the needs of our distribution partners and their clients,” said Jake Jones, Securian Financial second vice president and actuary for Individual Solutions. “By increasing our corporate retention, the financial professionals we work with will benefit from expanded support for larger face amounts, greater flexibility in jumbo and multi-carrier case designs and added confidence when placing affluent-market business with Securian.”
The new corporate retention limit took effect August 1, 2026, and is available for eligible cases that meet Securian’s underwriting and risk management guidelines.
ABOUT SECURIAN FINANCIAL
To be confident in your financial future, you need to trust the strength and commitment of the companies you choose to work with. For more than 145 years, the Securian Financial family of companies has been developing innovative insurance and retirement solutions to meet the evolving needs of individuals, families and businesses. Offered through partnerships with employers, financial professionals and affinity groups, our products help bring peace of mind to more than 23 million customers throughout the United States and Canada. We are trusted by our partners and customers to fulfill our purpose of helping to build secure tomorrows. For more information about Securian Financial, visit securian.com or follow us on Facebook, Instagram or LinkedIn.
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.
Life insurance products contain charges, such as Cost of Insurance Charge, Cash Extra Charge, and Additional Agreements Charge (which we refer to as mortality charges), and Premium Charge, Monthly Policy Charge, Policy Issue Charge, Transaction Charge, Index Segment Charge, and Surrender Charge (which we refer to as expense charges). These charges may increase over time, and these policies may contain restrictions, such as surrender periods. Policyholders could lose money in these products.
This is a general communication for informational and educational purposes. The information is not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional.
Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Property and casualty insurance products are issued by Securian Casualty Company, a New York authorized insurer. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Product availability and features may vary by state.
Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group, Inc.
Not a deposit — Not FDIC/NCUA insured — Not insured by any federal government agency — Not guaranteed by any bank or credit union — May go down in value
DOFU 08-2026
5820605
View source version on businesswire.com: https://www.businesswire.com/news/home/20260817590867/en/
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